Property Care Guide
427 Oak St, Tahoma, CA 96142
Tahoma, CA 96142 · Elevation 6225 ft
Tahoe Ced Addn
Location & Property Details
- Elevation
- 6225 ft
- Fire Hazard Severity Zone
- Very High (CAL FIRE FHSZ)
- Fire District
- Meeks Bay Fire Protection District
- Water
- Tahoma Mutual Water
- Electric
- Liberty Utilities
- Gas
- Southwest Gas
TR Tahoe provides year-round property care across Tahoma and North Lake Tahoe.
Seasonal Maintenance Calendar for Tahoma
At 6225 ft in a Very High fire hazard zone, this property has specific seasonal maintenance requirements. Actual timing shifts 2–4 weeks in heavy snow years.
Spring
- Clear winter debris, pine needles, and broken branches from roof, gutters, and around foundation
- Inspect roof for damage from snow load; check flashing and shingles
- De-winterize exterior plumbing and irrigation systems
- Check deck boards and railings for rot or separation from frost heave
- Schedule HVAC filter change and sealed-combustion system inspection per manufacturer schedule - modern units require annual service to maintain efficiency and warranty coverage
Summer
- Create and maintain 100-ft defensible space (zones 0/1/2 per CAL FIRE)
- Stain or reseal decks during dry weather window
- Inspect and clean chimneys, stovepipes, and spark arrestors
- Test smoke and CO detectors; replace batteries
- Review smart home and monitoring systems: thermostat scheduling, camera battery backup, and leak-sensor alerts are especially valuable for unoccupied vacation properties
Fall
- Clear pine needles from roof, gutters, and within 5 ft of structures (Zone 0)
- Winterize exterior plumbing: drain hoses, shut-off exterior spigots, blow out irrigation
- Service heating system and replace furnace filters
- Check roof for loose shingles before snow season
- Test smoke/CO sensor connectivity and remote alert delivery before closing for the season - post-2000 systems integrate with monitoring apps that require annual re-verification
Winter
- Monitor snow load on roof
- Keep attic and crawlspace ventilation clear of snow to prevent ice dams
- Check for ice dam formation at eaves and roof valleys
- Ensure heat tape on exposed pipes is functioning
What This Means for an Owner Here
Sitting inside a Very-High Fire Hazard Severity Zone changes the maintenance contract on a property. A parcel at 6,225 ft in Tahoma falls under Meeks Bay Fire Protection District jurisdiction, and the calendar of work is set by them rather than by the owner: spring clearance of Zone 0 before vegetation greens up, summer maintenance of Zones 1 and 2, and fall verification ahead of red-flag season. In the Tahoe Ced Addn area, The penalty for falling behind isn't a fine - it's a non-renewal notice from the insurance carrier.
Service Area & Utility Context
Subdivision-level governance at this property shapes both the maintenance budget and the decision-making cadence. Most Tahoe Ced Addn communities run on annual assessment cycles with periodic special assessments for capital projects, and owners who engage with the board meetings catch the cost surprises earlier than owners who don't.
Property Profile
The county assessor records this as a 2007 1,957-sq-ft 3 bedrooms 3 bathrooms structure on a a compact 0.14-acre lot parcel; the last recorded sale was in 2018 at a recorded price of $659,000; current assessed value sits at $735,121. At 6,225 ft in the Meeks Bay Fire response area, the maintenance budget scales with the structure size, the lot perimeter, and the age of the original mechanical systems; the assessor lists 492 sq ft of garage area; classified by the county as improved single family residential to 2.5 ac..
Fire District Inspection: Meeks Bay Fire Protection District
Defensible Space Inspection for Meeks Bay Fire Protection District runs May through July. Meeks Bay Fire Protection District covers Tahoma, Homewood, Meeks Bay, and Rubicon Bay. Annual defensible space inspections are conducted in late spring. The Very High FHSZ designation applies throughout. The district is smaller than NTFPD or TPFD — inspection resources are limited, and owners should not wait for a formal inspection notice before maintaining clearances. A 2007-built structure at 6,225 ft typically clears first inspection when Zone 0 (the five-foot ember ring) is cleared by the homeowner ahead of the visit; structural-hardening items can be staged through the summer.
Tahoe Cedars — Community Profile
For ownership inside Tahoe Cedars, the community framework is the default operating layer. Tahoe Cedars (also indexed as 'Tahoe Ced' variants in county records) is one of the West Shore's oldest established communities, with parcels from 1916. El Dorado County jurisdiction. No overarching HOA. The area has a mix of original cabins, mid-century homes, and recent rebuilds. West Shore TRPA rules are among the most restrictive in the Basin due to proximity to sensitive shoreline habitat — coverage percentages and setbacks are closely monitored. A 1,957 sq ft home at 427 Oak St benefits from owners who read the CC&Rs as a working document rather than a closing-binder artifact. There is no overarching HOA - individual parcel restrictions and TRPA/county rules govern. The cost of skipping that reading is almost always paid later, with interest.
El Dorado County — Permits, Taxes & Compliance
Permits
Portal: El Dorado County Development Services (edcgov.us)
For 427 Oak St, structural and mechanical work routes through El Dorado County Development Services (edcgov.us). El Dorado County Development Services handles building permits. For Tahoe Basin properties, TRPA review runs concurrently. The county's defensible space and fire hardening requirements have been updated post-2020 to align with California's AB 38 fire hardening disclosure requirements. Owners of a 2007-built home at 6,225 ft should budget review time accordingly - TRPA overlap on Tahoe Basin parcels is the dominant timeline driver.
Short-Term Rental Rules
TOT Rate: 10%
Running this 1,957 sq ft property as a vacation rental falls under El Dorado County rules: TOT applies at 10%. Short-term rental rules in El Dorado County run stricter than Placer County's framework: mandatory registration, 10% TOT, and occupancy caps are enforced. West Shore communities like Tahoma and Meeks Bay show lower STR density partly because of this regulatory differential. Owners should verify current STR permit status with the county before assuming rental viability. For a 2007-built structure, registration and renewal cycles align with annual fire-district inspections - sequence them together.
Property Tax & Transfer
El Dorado County administers the assessor records for this parcel (current assessed value $735,121). El Dorado County follows the same California Prop 19 rules as other counties - parent-to-child exclusion limited to primary residences, capped exclusion amount. El Dorado County Assessor administers. The county also has its own Measure E special tax overlay in portions of the Tahoe Basin. A 2007-built structure that has been in a family for decades typically faces the largest gap between assessed value and current market - that gap shapes both transfer strategy and inheritance planning.
Fire Compliance
Agency: El Dorado County Fire Protection District and CAL FIRE — El Dorado Unit
Under El Dorado County Fire Protection District and CAL FIRE — El Dorado Unit oversight, this parcel sits in a Very High FHSZ tier. Very High FHSZ designation applies to the El Dorado County Tahoe Basin parcels, with the El Dorado County FPD and CAL FIRE splitting inspection responsibility. The post-2021 regulatory layer requires fire-hardening documentation at sale - both compliance and non-compliance with defensible space must be disclosed. The maintenance cadence the agency expects is roughly: clear in spring, verify in summer, reconfirm before red-flag season - three touchpoints per year, not one.
Short-Term Rental Context: Tahoma / West Shore (96142)
Tahoma and the West Shore (96142) have the lowest STR density of the core North Tahoe zips at 6.3%, largely because El Dorado County has historically applied stricter STR regulations than Placer County. El Dorado County's TOT rate is 10%. West Shore properties appeal to buyers seeking seclusion over activity — a distinct buyer profile that supports premium pricing for lakefront and pier-access homes. For a 2007-built 1,957 sq ft property at 427 Oak St, gross-revenue performance inside that envelope depends on three operator decisions: dynamic pricing through peak weeks, professional photography that survives the OTA crop, and a turnover crew that holds the property to a consistent inspection standard.
Income estimates are based on Placer/El Dorado County TOT filings and publicly reported AirDNA/VRBO North Lake Tahoe data, 2023–2024. Actual results vary by property type, condition, and operator.
Tahoma: Community Background
Development era: 1920s–1940s (West Shore)
The Tahoma development pattern shapes annual ownership economics more than most realize. Tahoma and the West Shore were among the first areas of Lake Tahoe developed for summer recreation, served by steamboat access before roads were improved. The name 'Tahoma' is a corruption of the Washoe word for the lake. The area's 1920s–1940s cabin character is more intact on the West Shore than the North Shore, partly because the lower STR density has reduced the pressure to renovate for rental marketability. El Dorado County jurisdiction. For 427 Oak St, the 1920s–1940s (West Shore) context determines comp set, insurance-pool placement, and the rate at which deferred-maintenance items compound. A 1,957 sq ft parcel here lives inside those constraints whether the owner engages with them or not.
Tahoma / Homewood / West Shore: Local Events & Lifestyle
The West Shore — Tahoma, Homewood, Rubicon Bay, Meeks Bay — is the quietest and most privacy-oriented sector of the Tahoe Basin. Fewer commercial amenities mean buyers here are self-selecting for seclusion and natural access over convenience. STR density is low (6.3%); the buyer profile trends toward long-term owners and families. For an owner at 427 Oak St, that character translates directly into property-level decisions: which weeks command rental premium, which seasons demand the highest maintenance attention, and which amenities matter to long-term resale.
Homewood Mountain Resort
December–April
A smaller, family-oriented ski resort on the West Shore with exceptional lake views from nearly every run. Homewood has been undergoing a redevelopment process that, if completed, would add lodging and village infrastructure. Currently operates as a classic Tahoe ski hill without resort amenities.
D.L. Bliss and Emerald Bay State Parks
June–September
Two of California's most iconic state parks, accessible from the West Shore. Rubicon Trail and Vikingsholm Castle are summer draws. West Shore properties near the park access command a premium among buyers who prioritize seclusion over amenities. A property at 6,225 ft in Tahoma sees this in the surrounding ecosystem of dining, lodging, and traffic patterns each year.
West Shore Café Summer Season
May–October
The West Shore Café and Bar is a lakefront institution in Homewood. Accessible by boat, it anchors the West Shore's social scene during summer and supports rental marketing for properties in the area. A property at 6,225 ft in Tahoma sees this in the surrounding ecosystem of dining, lodging, and traffic patterns each year.
Property Record
- Bedrooms
- 3.0
- Bathrooms
- 3.0
- Living Area
- 1957 sq ft
- Lot Size
- 0.14 acres
- Year Built
- 2007
- APN
- 015-202-005-000
Data from county assessor public records. May differ from current as-built condition.
Managing a Renovation or Remodel?
Out-of-area owner planning a project in Tahoe? TR Tahoe provides owner’s representative and construction oversight services — real-time photo documentation, invoice review with broker oversight, weekly progress reports, and budget tracking against your contractor’s estimate.
- Real-time photo documentation
- Invoice tracking with broker oversight
- Weekly progress reports
- Budget tracking against contractor estimate
Seasonal Care, Handyman & Maintenance
TR Tahoe has served North Lake Tahoe since 1997. Pine needle clearing, defensible space, snow load monitoring, pipe freeze prevention, deck staining, fire prep — the work that keeps a Tahoe property in good shape and your insurance in force.
Considering Buying 427 Oak St, Tahoma, CA 96142?
I’m Tristan Roberts — a licensed Lake Tahoe Realtor (DRE #01259729, Coldwell Banker) and the founder of TR Tahoe Property Care. I represent buyers, and I bring both the brokerage and the property-care lens to every showing.
When you view this home with me, I’ll point out:
- What this property’s elevation (6225 ft) and Very High fire hazard zone mean for ongoing maintenance and insurance.
- How the Tahoma Mutual Water water source and Meeks Bay Fire Protection District district affect long-term costs.
- Issues common to 2007-era construction in Tahoma.
- STR (short-term rental) viability and county compliance for Tahoma.
Broker of Record: Coldwell Banker Realty — DRE #01259729 — 475 N Lake Blvd Unit 102, Tahoe City, CA 96145 (Cal. Bus. & Prof. Code §10140.6)
Equal Housing Opportunity. We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the nation.
Or text/call directly: (530) 448-1734 · tristan@cblaketahoe.com
Looking to buy, sell, or value this property?
Tristan Roberts is a licensed Coldwell Banker real estate broker with 27 years in North Lake Tahoe (DRE #01259729).
View sale history and market data at cblaketahoe.com →
This page is a property care and maintenance reference, not a real estate listing or appraisal.