Property Care Guide
518 Elm St, Tahoma, CA 96142
Tahoma, CA 96142 · Elevation 6225 ft
Westlake Vil 3
Location & Property Details
- Elevation
- 6225 ft
- Fire Hazard Severity Zone
- Very High (CAL FIRE FHSZ)
- Fire District
- Meeks Bay Fire Protection District
- Water
- Tahoma Mutual Water
- Electric
- Liberty Utilities
- Gas
- Southwest Gas
TR Tahoe provides year-round property care across Tahoma and North Lake Tahoe.
Seasonal Maintenance Calendar for Tahoma
At 6225 ft in a Very High fire hazard zone, this property has specific seasonal maintenance requirements. Actual timing shifts 2–4 weeks in heavy snow years.
Spring
- Clear winter debris, pine needles, and broken branches from roof, gutters, and around foundation
- Inspect roof for damage from snow load; check flashing and shingles
- De-winterize exterior plumbing and irrigation systems
- Check deck boards and railings for rot or separation from frost heave
- Inspect crawlspace and sub-floor - pre-1980 construction often has degraded vapor barriers and original insulation that retains moisture and reduces energy efficiency
Summer
- Create and maintain 100-ft defensible space (zones 0/1/2 per CAL FIRE)
- Stain or reseal decks during dry weather window
- Inspect and clean chimneys, stovepipes, and spark arrestors
- Test smoke and CO detectors; replace batteries
Fall
- Clear pine needles from roof, gutters, and within 5 ft of structures (Zone 0)
- Winterize exterior plumbing: drain hoses, shut-off exterior spigots, blow out irrigation
- Service heating system and replace furnace filters
- Check roof for loose shingles before snow season
- Check original single-pane windows and door weatherstripping; aging seals significantly raise heating costs in Tahoe winters and are a common source of pipe-freeze vulnerability
Winter
- Monitor snow load on roof
- Keep attic and crawlspace ventilation clear of snow to prevent ice dams
- Check for ice dam formation at eaves and roof valleys
- Ensure heat tape on exposed pipes is functioning
- Pre-1980 galvanized or original copper supply lines are more prone to freeze damage - verify heat tape covers all exposed runs under the structure, including any original un-insulated sections
What This Means for an Owner Here
Properties inside CAL FIRE's Very-High Fire Hazard Severity Zone - including this 518 Elm St parcel at 6,225 ft - carry a maintenance burden that is non-negotiable: defensible space at zones 0, 1, and 2 must be maintained on a calendar schedule, not on an as-needed basis. The Meeks Bay Fire Protection District performs annual inspections, and the most common owner mistake is treating Zone 0 (the five-foot ember-resistant ring) as a landscaping decision when it is in fact a structural-protection decision.
Service Area & Utility Context
Communities like the Westlake Vil 3 area distribute maintenance across owner-paid and association-paid categories on a property-specific schedule. The association's reserve study tells the long-term story; the most recent budget tells the short-term one. Both should live in the property file.
Property Profile
Parcel summary - built in 1966, 1,800-sq-ft of conditioned space, 4 bedrooms with 2 bathrooms set on a compact 0.23-acre lot; 2.5-story configuration; current assessed value sits at $252,039. The annual maintenance schedule at 6,225 ft under Meeks Bay Fire Protection District oversight reflects the structure's age, its envelope condition, and the operational status of any mechanical systems; at a recorded price of $153,636.
Fire District Inspection: Meeks Bay Fire Protection District
Defensible Space Inspection from Meeks Bay Fire Protection District concentrates field visits in the May through July window. Meeks Bay Fire Protection District covers Tahoma, Homewood, Meeks Bay, and Rubicon Bay. Annual defensible space inspections are conducted in late spring. The Very High FHSZ designation applies throughout. The district is smaller than NTFPD or TPFD — inspection resources are limited, and owners should not wait for a formal inspection notice before maintaining clearances. The owners of 518 Elm St who treat the visit as a confirmation rather than a first-pass inspection - meaning Zone 0 work happens two weeks earlier on the owner's own initiative - rarely see follow-up notices.
Westlake Vil 3 — Community
This property is in the Westlake Vil 3 subdivision in Tahoma, El Dorado County. Contact TR Tahoe for property-specific information about local maintenance considerations, neighbor patterns, and service availability in this community.
El Dorado County — Permits, Taxes & Compliance
Permits
Portal: El Dorado County Development Services (edcgov.us)
El Dorado County Development Services (edcgov.us) is the entry point for any work on a 1966-built structure in El Dorado County. Building permits in El Dorado County route through Development Services; Tahoe Basin parcels also face concurrent TRPA review. The county updated its defensible-space and fire-hardening requirements after 2020 to track California's AB 38 disclosure rules at point of sale. For a parcel at 6,225 ft, the practical timeline runs longer than the published window - staging documentation early shortens the back-and-forth.
Short-Term Rental Rules
TOT Rate: 10%
Short-term rental operations at 518 Elm St are governed by El Dorado County with a 10% transient occupancy tax. Short-term rental rules in El Dorado County run stricter than Placer County's framework: mandatory registration, 10% TOT, and occupancy caps are enforced. West Shore communities like Tahoma and Meeks Bay show lower STR density partly because of this regulatory differential. Owners should verify current STR permit status with the county before assuming rental viability. Owners considering STR use should align registration with the property's sale-cycle planning.
Property Tax & Transfer
El Dorado County administers the assessor records for this parcel (current assessed value $252,039). Prop 19 applies in El Dorado County the same way it does elsewhere in California - the parent-to-child exclusion is restricted to primary residences and carries a value cap. The county assessor administers. A Measure E special tax overlay also applies within portions of the Tahoe Basin. A 1966-built structure that has been in a family for decades typically faces the largest gap between assessed value and current market - that gap shapes both transfer strategy and inheritance planning.
Fire Compliance
Agency: El Dorado County Fire Protection District and CAL FIRE — El Dorado Unit
El Dorado County Fire Protection District and CAL FIRE — El Dorado Unit carries fire-compliance jurisdiction over this 1966-built parcel at 6,225 ft. Very High FHSZ designation applies to the El Dorado County Tahoe Basin parcels, with the El Dorado County FPD and CAL FIRE splitting inspection responsibility. The post-2021 regulatory layer requires fire-hardening documentation at sale - both compliance and non-compliance with defensible space must be disclosed. For an Very High-zone property, owners who treat defensible space as an annual maintenance contract rather than a one-time task carry the lowest non-renewal risk.
Short-Term Rental Context: Tahoma / West Shore (96142)
Operating an STR at 518 Elm St in the Tahoma / West Shore zip means competing inside a 6.3%-density market. Tahoma and the West Shore (96142) have the lowest STR density of the core North Tahoe zips at 6.3%, largely because El Dorado County has historically applied stricter STR regulations than Placer County. El Dorado County's TOT rate is 10%. West Shore properties appeal to buyers seeking seclusion over activity — a distinct buyer profile that supports premium pricing for lakefront and pier-access homes. The properties that consistently land in the upper half of $30,000–$48,000 are the ones whose owners reinvest 8-12% of gross back into the unit annually - appliances, soft goods, deferred maintenance - rather than skimming.
Income estimates are based on Placer/El Dorado County TOT filings and publicly reported AirDNA/VRBO North Lake Tahoe data, 2023–2024. Actual results vary by property type, condition, and operator.
Tahoma: Community Background
Development era: 1920s–1940s (West Shore)
Tahoma and the West Shore were among the first areas of Lake Tahoe developed for summer recreation, served by steamboat access before roads were improved. The name 'Tahoma' is a corruption of the Washoe word for the lake. The area's 1920s–1940s cabin character is more intact on the West Shore than the North Shore, partly because the lower STR density has reduced the pressure to renovate for rental marketability. El Dorado County jurisdiction. A 1966-built property at 6,225 ft like 518 Elm St sits in the middle of that historical arc - meaning the surrounding zoning, road access, and utility easements all reflect decisions made during the 1920s–1940s (West Shore) era, not current planning practice. That gap matters more for renovation planning than most owners expect.
Tahoma / Homewood / West Shore: Local Events & Lifestyle
Local context for Tahoma / Homewood / West Shore: The West Shore — Tahoma, Homewood, Rubicon Bay, Meeks Bay — is the quietest and most privacy-oriented sector of the Tahoe Basin. Fewer commercial amenities mean buyers here are self-selecting for seclusion and natural access over convenience. STR density is low (6.3%); the buyer profile trends toward long-term owners and families. A 1966-built 1,800 sq ft property at 6,225 ft sits inside that pattern - both the lifestyle benefits and the operational rhythm follow from it.
Homewood Mountain Resort
December–April
A smaller, family-oriented ski resort on the West Shore with exceptional lake views from nearly every run. Homewood has been undergoing a redevelopment process that, if completed, would add lodging and village infrastructure. Currently operates as a classic Tahoe ski hill without resort amenities. For owners at 518 Elm St, this is one of the calendar markers worth knowing - both for personal use planning and rental availability.
D.L. Bliss and Emerald Bay State Parks
June–September
Two of California's most iconic state parks, accessible from the West Shore. Rubicon Trail and Vikingsholm Castle are summer draws. West Shore properties near the park access command a premium among buyers who prioritize seclusion over amenities. A property at 6,225 ft in Tahoma sees this in the surrounding ecosystem of dining, lodging, and traffic patterns each year.
West Shore Café Summer Season
May–October
The West Shore Café and Bar is a lakefront institution in Homewood. Accessible by boat, it anchors the West Shore's social scene during summer and supports rental marketing for properties in the area.
Property Record
- Bedrooms
- 4.0
- Bathrooms
- 2.0
- Living Area
- 1800 sq ft
- Lot Size
- 0.23 acres
- Year Built
- 1966
- APN
- 014-291-005-000
Data from county assessor public records. May differ from current as-built condition.
Managing a Renovation or Remodel?
Out-of-area owner planning a project in Tahoe? TR Tahoe provides owner’s representative and construction oversight services — real-time photo documentation, invoice review with broker oversight, weekly progress reports, and budget tracking against your contractor’s estimate.
- Real-time photo documentation
- Invoice tracking with broker oversight
- Weekly progress reports
- Budget tracking against contractor estimate
Seasonal Care, Handyman & Maintenance
TR Tahoe has served North Lake Tahoe since 1997. Pine needle clearing, defensible space, snow load monitoring, pipe freeze prevention, deck staining, fire prep — the work that keeps a Tahoe property in good shape and your insurance in force.
Considering Buying 518 Elm St, Tahoma, CA 96142?
I’m Tristan Roberts — a licensed Lake Tahoe Realtor (DRE #01259729, Coldwell Banker) and the founder of TR Tahoe Property Care. I represent buyers, and I bring both the brokerage and the property-care lens to every showing.
When you view this home with me, I’ll point out:
- What this property’s elevation (6225 ft) and Very High fire hazard zone mean for ongoing maintenance and insurance.
- How the Tahoma Mutual Water water source and Meeks Bay Fire Protection District district affect long-term costs.
- Issues common to 1966-era construction in Tahoma.
- STR (short-term rental) viability and county compliance for Tahoma.
Broker of Record: Coldwell Banker Realty — DRE #01259729 — 475 N Lake Blvd Unit 102, Tahoe City, CA 96145 (Cal. Bus. & Prof. Code §10140.6)
Equal Housing Opportunity. We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the nation.
Or text/call directly: (530) 448-1734 · tristan@cblaketahoe.com
Looking to buy, sell, or value this property?
Tristan Roberts is a licensed Coldwell Banker real estate broker with 27 years in North Lake Tahoe (DRE #01259729).
View sale history and market data at cblaketahoe.com →
This page is a property care and maintenance reference, not a real estate listing or appraisal.