Property Care Guide
6413 Mckinney Creek Rd, Tahoma, CA 96142
Tahoma, CA 96142 · Elevation 6225 ft
Mckinney Est
Location & Property Details
- Elevation
- 6225 ft
- Fire Hazard Severity Zone
- Very High (CAL FIRE FHSZ)
- Fire District
- Meeks Bay Fire Protection District
- Water
- Tahoma Mutual Water
- Electric
- Liberty Utilities
- Gas
- Southwest Gas
TR Tahoe provides year-round property care across Tahoma and North Lake Tahoe.
Seasonal Maintenance Calendar for Tahoma
At 6225 ft in a Very High fire hazard zone, this property has specific seasonal maintenance requirements. Actual timing shifts 2–4 weeks in heavy snow years.
Spring
- Clear winter debris, pine needles, and broken branches from roof, gutters, and around foundation
- Inspect roof for damage from snow load; check flashing and shingles
- De-winterize exterior plumbing and irrigation systems
- Check deck boards and railings for rot or separation from frost heave
- Inspect crawlspace and sub-floor - pre-1980 construction often has degraded vapor barriers and original insulation that retains moisture and reduces energy efficiency
Summer
- Create and maintain 100-ft defensible space (zones 0/1/2 per CAL FIRE)
- Stain or reseal decks during dry weather window
- Inspect and clean chimneys, stovepipes, and spark arrestors
- Test smoke and CO detectors; replace batteries
Fall
- Clear pine needles from roof, gutters, and within 5 ft of structures (Zone 0)
- Winterize exterior plumbing: drain hoses, shut-off exterior spigots, blow out irrigation
- Service heating system and replace furnace filters
- Check roof for loose shingles before snow season
- Check original single-pane windows and door weatherstripping; aging seals significantly raise heating costs in Tahoe winters and are a common source of pipe-freeze vulnerability
Winter
- Monitor snow load on roof
- Keep attic and crawlspace ventilation clear of snow to prevent ice dams
- Check for ice dam formation at eaves and roof valleys
- Ensure heat tape on exposed pipes is functioning
- Pre-1980 galvanized or original copper supply lines are more prone to freeze damage - verify heat tape covers all exposed runs under the structure, including any original un-insulated sections
What This Means for an Owner Here
The Very-High Fire Hazard Severity Zone designation is the single largest factor shaping annual maintenance for a property like this one. In the Mckinney Est area, Defensible space is non-discretionary at all three zones, and the Meeks Bay Fire Protection District will compel compliance if owners delay. The practical reality is that Zone 0 work (the first five feet around the structure) is treated as part of the building's fire protection, not its landscaping.
Service Area & Utility Context
Subdivision-level governance at this property shapes both the maintenance budget and the decision-making cadence. Most Mckinney Est communities run on annual assessment cycles with periodic special assessments for capital projects, and owners who engage with the board meetings catch the cost surprises earlier than owners who don't.
Property Profile
A 2,303-sq-ftproperty built in 1977, with 4 bedrooms and 2 bathrooms on a compact 0.24-acre lot, sits at 6,225 ft under Meeks Bay Fire Protection District jurisdiction; at a recorded price of $173,000; current assessed value sits at $467,176. The annual maintenance cost on a structure of this configuration depends primarily on roof condition, deck linear footage, and the state of any original utility runs; the assessor lists 598 sq ft of garage area.
Fire District Inspection: Meeks Bay Fire Protection District
Annual inspection cadence for this district: May through July. Meeks Bay Fire Protection District covers Tahoma, Homewood, Meeks Bay, and Rubicon Bay. Annual defensible space inspections are conducted in late spring. The Very High FHSZ designation applies throughout. The district is smaller than NTFPD or TPFD — inspection resources are limited, and owners should not wait for a formal inspection notice before maintaining clearances. The owners of a 1977-built structure at 6,225 ft who coordinate Zone 0 clearance with their gutter cleaning and roof inspection visits - three tasks, one site visit by a contractor - run the most cost-efficient compliance program in the area.
McKinney Estates — Community Profile
The McKinney Estates framework is part of what an owner buys at 6413 Mckinney Creek Rd, not a separate layer. McKinney Estates is a West Shore community in Tahoma, adjacent to D.L. Bliss State Park and the McKinney-Rubicon Springs OHV trail access. El Dorado County jurisdiction for permits. The area has no HOA; lots have individual deed restrictions and TRPA coverage rules. West Shore property character differs from the North Shore: quieter, more privacy-oriented, with fewer commercial amenities but direct access to some of the lake's clearest water and most secluded beaches. For a 2,303 sq ft 4-bedroom 2-bath property at 6,225 ft, the community's snow-management contracts, road agreements, and Meeks Bay Fire Protection District coordination are the practical mechanics that determine whether year-round access is reliable. There is no overarching HOA - individual parcel restrictions and TRPA/county rules govern.
El Dorado County — Permits, Taxes & Compliance
Permits
Portal: El Dorado County Development Services (edcgov.us)
El Dorado County Development Services (edcgov.us) is the entry point for any work on a 1977-built structure in El Dorado County. El Dorado County Development Services handles building permits. For Tahoe Basin properties, TRPA review runs concurrently. The county's defensible space and fire hardening requirements have been updated post-2020 to align with California's AB 38 fire hardening disclosure requirements. For a parcel at 6,225 ft, the practical timeline runs longer than the published window - staging documentation early shortens the back-and-forth.
Short-Term Rental Rules
TOT Rate: 10%
Running this 2,303 sq ft property as a vacation rental falls under El Dorado County rules: TOT applies at 10%. El Dorado's STR regime - registration, 10% TOT, occupancy limits - is enforced more tightly than Placer County's framework. The lower STR density in West Shore communities (Tahoma, Meeks Bay) tracks back partly to this regulatory difference. Confirm current permit status with the county before underwriting a property as a vacation rental. For a 1977-built structure, registration and renewal cycles align with annual fire-district inspections - sequence them together.
Property Tax & Transfer
Property tax treatment for 6413 Mckinney Creek Rd follows El Dorado County assessor practice. Same Prop 19 framework applies here as across California: parent-to-child reassessment exclusion only for primary residences, capped exclusion amount, administered by the El Dorado County Assessor. Portions of the Tahoe Basin also carry the county's Measure E special tax overlay. For a 1977-built parcel (current assessed value $467,176), transfer planning benefits from a sit-down with both the assessor and tax counsel before any change in title.
Fire Compliance
Agency: El Dorado County Fire Protection District and CAL FIRE — El Dorado Unit
El Dorado County Fire Protection District and CAL FIRE — El Dorado Unit carries fire-compliance jurisdiction over this 1977-built parcel at 6,225 ft. Tahoe Basin parcels within El Dorado County sit in Very High FHSZ. Inspection responsibility is shared between the El Dorado County FPD and CAL FIRE. After 2021, sellers must disclose defensible-space compliance status (or non-compliance) at sale, under the fire-hardening documentation rule. For an Very High-zone property, owners who treat defensible space as an annual maintenance contract rather than a one-time task carry the lowest non-renewal risk.
Short-Term Rental Context: Tahoma / West Shore (96142)
Tahoma and the West Shore (96142) have the lowest STR density of the core North Tahoe zips at 6.3%, largely because El Dorado County has historically applied stricter STR regulations than Placer County. El Dorado County's TOT rate is 10%. West Shore properties appeal to buyers seeking seclusion over activity — a distinct buyer profile that supports premium pricing for lakefront and pier-access homes. For a 1977-built 2,303 sq ft property at 6413 Mckinney Creek Rd, gross-revenue performance inside that envelope depends on three operator decisions: dynamic pricing through peak weeks, professional photography that survives the OTA crop, and a turnover crew that holds the property to a consistent inspection standard.
Income estimates are based on Placer/El Dorado County TOT filings and publicly reported AirDNA/VRBO North Lake Tahoe data, 2023–2024. Actual results vary by property type, condition, and operator.
Tahoma: Community Background
Development era: 1920s–1940s (West Shore)
Neighborhood-level context for due diligence: Tahoma and the West Shore were among the first areas of Lake Tahoe developed for summer recreation, served by steamboat access before roads were improved. The name 'Tahoma' is a corruption of the Washoe word for the lake. The area's 1920s–1940s cabin character is more intact on the West Shore than the North Shore, partly because the lower STR density has reduced the pressure to renovate for rental marketability. El Dorado County jurisdiction. A 1977-built structure at 6413 Mckinney Creek Rd reads as a single data point inside the larger Tahoma inventory, and the 1920s–1940s (West Shore) cohort it belongs to is what sets resale comparables, lender appetite, and the depth of the local contractor bench that actually knows how to service it.
Tahoma / Homewood / West Shore: Local Events & Lifestyle
Tahoma / Homewood / West Shore character: The West Shore — Tahoma, Homewood, Rubicon Bay, Meeks Bay — is the quietest and most privacy-oriented sector of the Tahoe Basin. Fewer commercial amenities mean buyers here are self-selecting for seclusion and natural access over convenience. STR density is low (6.3%); the buyer profile trends toward long-term owners and families. 6413 Mckinney Creek Rd inherits this orientation. Owners who understand the area's annual cadence (peak weeks, shoulder seasons, off-season quiet) plan their maintenance and rental calendars to match, rather than fighting the rhythm.
Homewood Mountain Resort
December–April
A smaller, family-oriented ski resort on the West Shore with exceptional lake views from nearly every run. Homewood has been undergoing a redevelopment process that, if completed, would add lodging and village infrastructure. Currently operates as a classic Tahoe ski hill without resort amenities.
D.L. Bliss and Emerald Bay State Parks
June–September
Two of California's most iconic state parks, accessible from the West Shore. Rubicon Trail and Vikingsholm Castle are summer draws. West Shore properties near the park access command a premium among buyers who prioritize seclusion over amenities. A property at 6,225 ft in Tahoma sees this in the surrounding ecosystem of dining, lodging, and traffic patterns each year.
West Shore Café Summer Season
May–October
The West Shore Café and Bar is a lakefront institution in Homewood. Accessible by boat, it anchors the West Shore's social scene during summer and supports rental marketing for properties in the area. For owners at 6413 Mckinney Creek Rd, this is one of the calendar markers worth knowing - both for personal use planning and rental availability.
Property Record
- Bedrooms
- 4.0
- Bathrooms
- 2.0
- Living Area
- 2303 sq ft
- Lot Size
- 0.24 acres
- Year Built
- 1977
- APN
- 098-291-009-000
Data from county assessor public records. May differ from current as-built condition.
Managing a Renovation or Remodel?
Out-of-area owner planning a project in Tahoe? TR Tahoe provides owner’s representative and construction oversight services — real-time photo documentation, invoice review with broker oversight, weekly progress reports, and budget tracking against your contractor’s estimate.
- Real-time photo documentation
- Invoice tracking with broker oversight
- Weekly progress reports
- Budget tracking against contractor estimate
Seasonal Care, Handyman & Maintenance
TR Tahoe has served North Lake Tahoe since 1997. Pine needle clearing, defensible space, snow load monitoring, pipe freeze prevention, deck staining, fire prep — the work that keeps a Tahoe property in good shape and your insurance in force.
Considering Buying 6413 Mckinney Creek Rd, Tahoma, CA 96142?
I’m Tristan Roberts — a licensed Lake Tahoe Realtor (DRE #01259729, Coldwell Banker) and the founder of TR Tahoe Property Care. I represent buyers, and I bring both the brokerage and the property-care lens to every showing.
When you view this home with me, I’ll point out:
- What this property’s elevation (6225 ft) and Very High fire hazard zone mean for ongoing maintenance and insurance.
- How the Tahoma Mutual Water water source and Meeks Bay Fire Protection District district affect long-term costs.
- Issues common to 1977-era construction in Tahoma.
- STR (short-term rental) viability and county compliance for Tahoma.
Broker of Record: Coldwell Banker Realty — DRE #01259729 — 475 N Lake Blvd Unit 102, Tahoe City, CA 96145 (Cal. Bus. & Prof. Code §10140.6)
Equal Housing Opportunity. We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the nation.
Or text/call directly: (530) 448-1734 · tristan@cblaketahoe.com
Looking to buy, sell, or value this property?
Tristan Roberts is a licensed Coldwell Banker real estate broker with 27 years in North Lake Tahoe (DRE #01259729).
View sale history and market data at cblaketahoe.com →
This page is a property care and maintenance reference, not a real estate listing or appraisal.