Property Care Guide

6640 Mckinney Ct, Tahoma, CA 96142

Tahoma, CA 96142 · Elevation 6225 ft

Mckinney Estates

Location & Property Details

Elevation
6225 ft
Fire Hazard Severity Zone
Very High (CAL FIRE FHSZ)
Fire District
Meeks Bay Fire Protection District
Water
Tahoma Mutual Water
Electric
Liberty Utilities
Gas
Southwest Gas

Seasonal Maintenance Calendar for Tahoma

At 6225 ft in a Very High fire hazard zone, this property has specific seasonal maintenance requirements. Actual timing shifts 2–4 weeks in heavy snow years.

Spring

  • Clear winter debris, pine needles, and broken branches from roof, gutters, and around foundation
  • Inspect roof for damage from snow load; check flashing and shingles
  • De-winterize exterior plumbing and irrigation systems
  • Check deck boards and railings for rot or separation from frost heave
  • Check for galvanized supply pipe corrosion if original plumbing was not replaced - 1980s-era Tahoe construction commonly used materials that show mineral buildup and reduced flow by now

Summer

  • Create and maintain 100-ft defensible space (zones 0/1/2 per CAL FIRE)
  • Stain or reseal decks during dry weather window
  • Inspect and clean chimneys, stovepipes, and spark arrestors
  • Test smoke and CO detectors; replace batteries

Fall

  • Clear pine needles from roof, gutters, and within 5 ft of structures (Zone 0)
  • Winterize exterior plumbing: drain hoses, shut-off exterior spigots, blow out irrigation
  • Service heating system and replace furnace filters
  • Check roof for loose shingles before snow season

Winter

  • Monitor snow load on roof
  • Keep attic and crawlspace ventilation clear of snow to prevent ice dams
  • Check for ice dam formation at eaves and roof valleys
  • Ensure heat tape on exposed pipes is functioning
  • Verify heat tape type and rating match the existing pipe material - mismatched tape/pipe combinations from earlier retrofits are a frequent failure point in 1980s-era vacation properties

What This Means for an Owner Here

The Very-High Fire Hazard Severity Zone designation is the single largest factor shaping annual maintenance for a property like this one. In the Mckinney Estates area, Defensible space is non-discretionary at all three zones, and the Meeks Bay Fire Protection District will compel compliance if owners delay. The practical reality is that Zone 0 work (the first five feet around the structure) is treated as part of the building's fire protection, not its landscaping.

Service Area & Utility Context

Liberty Utilities operates the California-side electric grid at this property's location, which means PSPS protocols, rate cases, and outage-restoration timelines are governed by CPUC. A property at 6,225 ft in Liberty territory typically benefits from battery backup sized for the longest historical PSPS event in the region - usually 72 hours.

Property Profile

On record: a vintage (year unknown)-vintage 1,288-sq-ft layout, 3 bedrooms and 3 bathrooms , set on a 0.29-acre lot; classified by the county as single fam res half plex; current assessed value sits at $329,145. The parcel sits at 6,225 ft within Meeks Bay Fire Protection District territory; at a recorded price of $182,500, and the maintenance profile follows the standard pattern for a structure of this age and size at this elevation.

Fire District Inspection: Meeks Bay Fire Protection District

Inspection Window May through July
Program Defensible Space Inspection

Annual inspection cadence for this district: May through July. Meeks Bay Fire Protection District covers Tahoma, Homewood, Meeks Bay, and Rubicon Bay. Annual defensible space inspections are conducted in late spring. The Very High FHSZ designation applies throughout. The district is smaller than NTFPD or TPFD — inspection resources are limited, and owners should not wait for a formal inspection notice before maintaining clearances. The owners of a vintage structure at 6,225 ft who coordinate Zone 0 clearance with their gutter cleaning and roof inspection visits - three tasks, one site visit by a contractor - run the most cost-efficient compliance program in the area.

Get defensible space help before inspection season →

McKinney Estates — Community Profile

Built: 1961–2024 No HOA

Inside the McKinney Estates community: McKinney Estates is a West Shore community in Tahoma, adjacent to D.L. Bliss State Park and the McKinney-Rubicon Springs OHV trail access. El Dorado County jurisdiction for permits. The area has no HOA; lots have individual deed restrictions and TRPA coverage rules. West Shore property character differs from the North Shore: quieter, more privacy-oriented, with fewer commercial amenities but direct access to some of the lake's clearest water and most secluded beaches. A vintage 1,288 sq ft structure at 6640 Mckinney Ct carries the community's procedural overhead alongside the address-specific maintenance load. There is no overarching HOA - individual parcel restrictions and TRPA/county rules govern. The owners who read the meeting minutes - not just the budget - tend to anticipate which line items are about to move.

El Dorado County — Permits, Taxes & Compliance

Permits

Portal: El Dorado County Development Services (edcgov.us)

Permit submissions for this 1,288 sq ft property in El Dorado County go through El Dorado County Development Services (edcgov.us). Permit applications for any major work go through El Dorado County Development Services, with concurrent TRPA review on Tahoe Basin parcels. Post-2020 updates to county fire-hardening and defensible-space rules now align with AB 38, which mandates hardening disclosure at sale. Plan around concurrent TRPA review when the parcel falls inside the Lake Tahoe Basin - that is where most schedule slippage originates.

Short-Term Rental Rules

TOT Rate: 10%

Running this 1,288 sq ft property as a vacation rental falls under El Dorado County rules: TOT applies at 10%. El Dorado's STR regime - registration, 10% TOT, occupancy limits - is enforced more tightly than Placer County's framework. The lower STR density in West Shore communities (Tahoma, Meeks Bay) tracks back partly to this regulatory difference. Confirm current permit status with the county before underwriting a property as a vacation rental. For a vintage structure, registration and renewal cycles align with annual fire-district inspections - sequence them together.

Property Tax & Transfer

Tax and transfer rules in El Dorado County apply to this 1,288 sq ft property. El Dorado County follows the same California Prop 19 rules as other counties - parent-to-child exclusion limited to primary residences, capped exclusion amount. El Dorado County Assessor administers. The county also has its own Measure E special tax overlay in portions of the Tahoe Basin. The intersection of Prop 19, family transfers, and short-term-rental income reporting can compound quickly (current assessed value $329,145) - a documented plan beats reacting to notices.

Fire Compliance

Agency: El Dorado County Fire Protection District and CAL FIRE — El Dorado Unit

Under El Dorado County Fire Protection District and CAL FIRE — El Dorado Unit oversight, this parcel sits in a Very High FHSZ tier. Very High FHSZ designation applies to the El Dorado County Tahoe Basin parcels, with the El Dorado County FPD and CAL FIRE splitting inspection responsibility. The post-2021 regulatory layer requires fire-hardening documentation at sale - both compliance and non-compliance with defensible space must be disclosed. The maintenance cadence the agency expects is roughly: clear in spring, verify in summer, reconfirm before red-flag season - three touchpoints per year, not one.

Short-Term Rental Context: Tahoma / West Shore (96142)

6.3% of properties in this zip are registered STR operators
$30,000–$48,000 estimated median gross annual STR income
Peak months: July–August; West Shore attracts lower density but loyal repeat visitors

The Tahoma / West Shore STR market sits at 6.3% registered operator density. Tahoma and the West Shore (96142) have the lowest STR density of the core North Tahoe zips at 6.3%, largely because El Dorado County has historically applied stricter STR regulations than Placer County. El Dorado County's TOT rate is 10%. West Shore properties appeal to buyers seeking seclusion over activity — a distinct buyer profile that supports premium pricing for lakefront and pier-access homes. A 1,288 sq ft home at 6,225 ft typically sees the spread inside the $30,000–$48,000 band determined by amenity load (hot tub, EV charger, pet-friendly), not by raw nightly rate.

Income estimates are based on Placer/El Dorado County TOT filings and publicly reported AirDNA/VRBO North Lake Tahoe data, 2023–2024. Actual results vary by property type, condition, and operator.

Tahoma: Community Background

Development era: 1920s–1940s (West Shore)

The Tahoma story matters for parcel-level due diligence. Tahoma and the West Shore were among the first areas of Lake Tahoe developed for summer recreation, served by steamboat access before roads were improved. The name 'Tahoma' is a corruption of the Washoe word for the lake. The area's 1920s–1940s cabin character is more intact on the West Shore than the North Shore, partly because the lower STR density has reduced the pressure to renovate for rental marketability. El Dorado County jurisdiction. A vintage home at 6,225 ft inherits a construction context shaped by that history - 1920s–1940s (West Shore) development standards differ meaningfully from current code in ways that affect insurance, permits, and resale.

Tahoma / Homewood / West Shore: Local Events & Lifestyle

The West Shore — Tahoma, Homewood, Rubicon Bay, Meeks Bay — is the quietest and most privacy-oriented sector of the Tahoe Basin. Fewer commercial amenities mean buyers here are self-selecting for seclusion and natural access over convenience. STR density is low (6.3%); the buyer profile trends toward long-term owners and families. For an owner at 6640 Mckinney Ct, that character translates directly into property-level decisions: which weeks command rental premium, which seasons demand the highest maintenance attention, and which amenities matter to long-term resale.

Homewood Mountain Resort

December–April

A smaller, family-oriented ski resort on the West Shore with exceptional lake views from nearly every run. Homewood has been undergoing a redevelopment process that, if completed, would add lodging and village infrastructure. Currently operates as a classic Tahoe ski hill without resort amenities.

D.L. Bliss and Emerald Bay State Parks

June–September

Two of California's most iconic state parks, accessible from the West Shore. Rubicon Trail and Vikingsholm Castle are summer draws. West Shore properties near the park access command a premium among buyers who prioritize seclusion over amenities.

West Shore Café Summer Season

May–October

The West Shore Café and Bar is a lakefront institution in Homewood. Accessible by boat, it anchors the West Shore's social scene during summer and supports rental marketing for properties in the area.

Property Record

Bedrooms
3.0
Bathrooms
3.0
Living Area
1288 sq ft
Lot Size
0.295 acres
APN
098-272-022-000

Data from county assessor public records. May differ from current as-built condition.

Managing a Renovation or Remodel?

Out-of-area owner planning a project in Tahoe? TR Tahoe provides owner’s representative and construction oversight services — real-time photo documentation, invoice review with broker oversight, weekly progress reports, and budget tracking against your contractor’s estimate.

  • Real-time photo documentation
  • Invoice tracking with broker oversight
  • Weekly progress reports
  • Budget tracking against contractor estimate

See a Sample Project Project Management Services

Seasonal Care, Handyman & Maintenance

TR Tahoe has served North Lake Tahoe since 1997. Pine needle clearing, defensible space, snow load monitoring, pipe freeze prevention, deck staining, fire prep — the work that keeps a Tahoe property in good shape and your insurance in force.

Request Maintenance Quote

Considering Buying 6640 Mckinney Ct, Tahoma, CA 96142?

I’m Tristan Roberts — a licensed Lake Tahoe Realtor (DRE #01259729, Coldwell Banker) and the founder of TR Tahoe Property Care. I represent buyers, and I bring both the brokerage and the property-care lens to every showing.

When you view this home with me, I’ll point out:

  • What this property’s elevation (6225 ft) and Very High fire hazard zone mean for ongoing maintenance and insurance.
  • How the Tahoma Mutual Water water source and Meeks Bay Fire Protection District district affect long-term costs.
  • Age-related issues for this property type in Tahoma.
  • STR (short-term rental) viability and county compliance for Tahoma.

By submitting this form, you agree to be contacted by Tristan Roberts (DRE #01259729), Coldwell Banker Realty (DRE #01259729). California law requires a written buyer representation agreement before touring a home; I will send one before any showing. This page is informational and is not a real estate listing, appraisal, or solicitation of a current client of another broker. VERIFY WITH ATTORNEY before relying on any legal obligation language herein.

Broker of Record: Coldwell Banker Realty — DRE #01259729 — 475 N Lake Blvd Unit 102, Tahoe City, CA 96145 (Cal. Bus. & Prof. Code §10140.6)

Equal Housing OpportunityEqual Housing Opportunity. We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the nation.

Or text/call directly: (530) 448-1734 · tristan@cblaketahoe.com