Property Care Guide
7098 4th Ave, Tahoma, CA 96142
Tahoma, CA 96142 · Elevation 6225 ft
Tahoe Ced Ad 2
Location & Property Details
- Elevation
- 6225 ft
- Fire Hazard Severity Zone
- Very High (CAL FIRE FHSZ)
- Fire District
- Meeks Bay Fire Protection District
- Water
- Tahoma Mutual Water
- Electric
- Liberty Utilities
- Gas
- Southwest Gas
TR Tahoe provides year-round property care across Tahoma and North Lake Tahoe.
Seasonal Maintenance Calendar for Tahoma
At 6225 ft in a Very High fire hazard zone, this property has specific seasonal maintenance requirements. Actual timing shifts 2–4 weeks in heavy snow years.
Spring
- Clear winter debris, pine needles, and broken branches from roof, gutters, and around foundation
- Inspect roof for damage from snow load; check flashing and shingles
- De-winterize exterior plumbing and irrigation systems
- Check deck boards and railings for rot or separation from frost heave
- Schedule HVAC filter change and sealed-combustion system inspection per manufacturer schedule - modern units require annual service to maintain efficiency and warranty coverage
Summer
- Create and maintain 100-ft defensible space (zones 0/1/2 per CAL FIRE)
- Stain or reseal decks during dry weather window
- Inspect and clean chimneys, stovepipes, and spark arrestors
- Test smoke and CO detectors; replace batteries
- Review smart home and monitoring systems: thermostat scheduling, camera battery backup, and leak-sensor alerts are especially valuable for unoccupied vacation properties
Fall
- Clear pine needles from roof, gutters, and within 5 ft of structures (Zone 0)
- Winterize exterior plumbing: drain hoses, shut-off exterior spigots, blow out irrigation
- Service heating system and replace furnace filters
- Check roof for loose shingles before snow season
- Test smoke/CO sensor connectivity and remote alert delivery before closing for the season - post-2000 systems integrate with monitoring apps that require annual re-verification
Winter
- Monitor snow load on roof
- Keep attic and crawlspace ventilation clear of snow to prevent ice dams
- Check for ice dam formation at eaves and roof valleys
- Ensure heat tape on exposed pipes is functioning
What This Means for an Owner Here
Sitting inside a Very-High Fire Hazard Severity Zone changes the maintenance contract on a property. A parcel at 6,225 ft in Tahoma falls under Meeks Bay Fire Protection District jurisdiction, and the calendar of work is set by them rather than by the owner: spring clearance of Zone 0 before vegetation greens up, summer maintenance of Zones 1 and 2, and fall verification ahead of red-flag season. In the Tahoe Ced Ad 2 area, The penalty for falling behind isn't a fine - it's a non-renewal notice from the insurance carrier.
Service Area & Utility Context
Inside the Tahoe Ced Ad 2 community, shared maintenance responsibilities typically include common-area landscaping, road maintenance, and (in many cases) snow removal up to the property line. The CC&Rs are the document that defines exactly where owner responsibility begins, and reviewing them at purchase saves recurring confusion.
Property Profile
A 1,974-sq-ftproperty built in 2005, with 4 bedrooms and 4 bathrooms on a compact 0.12-acre lot, sits at 6,225 ft under Meeks Bay Fire Protection District jurisdiction; at a recorded price of $95,000; current assessed value sits at $735,302. The annual maintenance cost on a structure of this configuration depends primarily on roof condition, deck linear footage, and the state of any original utility runs.
Fire District Inspection: Meeks Bay Fire Protection District
Defensible Space Inspection is the framework Meeks Bay Fire Protection District uses, with on-site review during the May through July window. Meeks Bay Fire Protection District covers Tahoma, Homewood, Meeks Bay, and Rubicon Bay. Annual defensible space inspections are conducted in late spring. The Very High FHSZ designation applies throughout. The district is smaller than NTFPD or TPFD — inspection resources are limited, and owners should not wait for a formal inspection notice before maintaining clearances. For 7098 4th Ave, the failure mode to avoid is treating any single zone as 'done for the year' - vegetation regrows, debris accumulates, and a parcel that passed in spring can fail by late summer without an interim check.
Tahoe Cedars — Community Profile
Tahoe Cedars community detail: Tahoe Cedars (also indexed as 'Tahoe Ced' variants in county records) is one of the West Shore's oldest established communities, with parcels from 1916. El Dorado County jurisdiction. No overarching HOA. The area has a mix of original cabins, mid-century homes, and recent rebuilds. West Shore TRPA rules are among the most restrictive in the Basin due to proximity to sensitive shoreline habitat — coverage percentages and setbacks are closely monitored. 7098 4th Ave - a 1,974 sq ft 4-bedroom 4-bath structure - sits inside this framework. There is no overarching HOA - individual parcel restrictions and TRPA/county rules govern. Owners who engage with the community's documents annually catch the cost surprises earlier than owners who do not.
El Dorado County — Permits, Taxes & Compliance
Permits
Portal: El Dorado County Development Services (edcgov.us)
For 7098 4th Ave, structural and mechanical work routes through El Dorado County Development Services (edcgov.us). El Dorado County Development Services handles building permits. For Tahoe Basin properties, TRPA review runs concurrently. The county's defensible space and fire hardening requirements have been updated post-2020 to align with California's AB 38 fire hardening disclosure requirements. Owners of a 2005-built home at 6,225 ft should budget review time accordingly - TRPA overlap on Tahoe Basin parcels is the dominant timeline driver.
Short-Term Rental Rules
TOT Rate: 10%
If 7098 4th Ave is operated as a short-term rental, the El Dorado County 10% TOT applies and registration is enforced. El Dorado's STR regime - registration, 10% TOT, occupancy limits - is enforced more tightly than Placer County's framework. The lower STR density in West Shore communities (Tahoma, Meeks Bay) tracks back partly to this regulatory difference. Confirm current permit status with the county before underwriting a property as a vacation rental. The compliance overhead is roughly two hours per year of documentation if the operator is organized; multiples more if they are not.
Property Tax & Transfer
Property tax treatment for 7098 4th Ave follows El Dorado County assessor practice. Same Prop 19 framework applies here as across California: parent-to-child reassessment exclusion only for primary residences, capped exclusion amount, administered by the El Dorado County Assessor. Portions of the Tahoe Basin also carry the county's Measure E special tax overlay. For a 2005-built parcel (current assessed value $735,302), transfer planning benefits from a sit-down with both the assessor and tax counsel before any change in title.
Fire Compliance
Agency: El Dorado County Fire Protection District and CAL FIRE — El Dorado Unit
El Dorado County Fire Protection District and CAL FIRE — El Dorado Unit carries fire-compliance jurisdiction over this 2005-built parcel at 6,225 ft. Properties in El Dorado County's Tahoe Basin area are in Very High FHSZ. The El Dorado County Fire Protection District and CAL FIRE share responsibility for inspections. Post-2021 regulations require fire hardening documentation at sale - sellers must disclose compliance or non-compliance with defensible space requirements. For an Very High-zone property, owners who treat defensible space as an annual maintenance contract rather than a one-time task carry the lowest non-renewal risk.
Short-Term Rental Context: Tahoma / West Shore (96142)
Tahoma and the West Shore (96142) have the lowest STR density of the core North Tahoe zips at 6.3%, largely because El Dorado County has historically applied stricter STR regulations than Placer County. El Dorado County's TOT rate is 10%. West Shore properties appeal to buyers seeking seclusion over activity — a distinct buyer profile that supports premium pricing for lakefront and pier-access homes. For a 2005-built 1,974 sq ft property at 7098 4th Ave, gross-revenue performance inside that envelope depends on three operator decisions: dynamic pricing through peak weeks, professional photography that survives the OTA crop, and a turnover crew that holds the property to a consistent inspection standard.
Income estimates are based on Placer/El Dorado County TOT filings and publicly reported AirDNA/VRBO North Lake Tahoe data, 2023–2024. Actual results vary by property type, condition, and operator.
Tahoma: Community Background
Development era: 1920s–1940s (West Shore)
Reading the Tahoma block grid tells most of the story. Tahoma and the West Shore were among the first areas of Lake Tahoe developed for summer recreation, served by steamboat access before roads were improved. The name 'Tahoma' is a corruption of the Washoe word for the lake. The area's 1920s–1940s cabin character is more intact on the West Shore than the North Shore, partly because the lower STR density has reduced the pressure to renovate for rental marketability. El Dorado County jurisdiction. 7098 4th Ave is one parcel in that pattern, and its 2005-built envelope reflects the 1920s–1940s (West Shore) construction conventions that dominated the area when the lot was first improved - which sets the baseline for everything from setback assumptions to original electrical service size.
Tahoma / Homewood / West Shore: Local Events & Lifestyle
The West Shore — Tahoma, Homewood, Rubicon Bay, Meeks Bay — is the quietest and most privacy-oriented sector of the Tahoe Basin. Fewer commercial amenities mean buyers here are self-selecting for seclusion and natural access over convenience. STR density is low (6.3%); the buyer profile trends toward long-term owners and families. For an owner at 7098 4th Ave, that character translates directly into property-level decisions: which weeks command rental premium, which seasons demand the highest maintenance attention, and which amenities matter to long-term resale.
Homewood Mountain Resort
December–April
A smaller, family-oriented ski resort on the West Shore with exceptional lake views from nearly every run. Homewood has been undergoing a redevelopment process that, if completed, would add lodging and village infrastructure. Currently operates as a classic Tahoe ski hill without resort amenities. A property at 6,225 ft in Tahoma sees this in the surrounding ecosystem of dining, lodging, and traffic patterns each year.
D.L. Bliss and Emerald Bay State Parks
June–September
Two of California's most iconic state parks, accessible from the West Shore. Rubicon Trail and Vikingsholm Castle are summer draws. West Shore properties near the park access command a premium among buyers who prioritize seclusion over amenities. A property at 6,225 ft in Tahoma sees this in the surrounding ecosystem of dining, lodging, and traffic patterns each year.
West Shore Café Summer Season
May–October
The West Shore Café and Bar is a lakefront institution in Homewood. Accessible by boat, it anchors the West Shore's social scene during summer and supports rental marketing for properties in the area. For owners at 7098 4th Ave, this is one of the calendar markers worth knowing - both for personal use planning and rental availability.
Property Record
- Bedrooms
- 4.0
- Bathrooms
- 4.0
- Living Area
- 1974 sq ft
- Lot Size
- 0.12 acres
- Year Built
- 2005
- APN
- 015-323-020-000
Data from county assessor public records. May differ from current as-built condition.
Managing a Renovation or Remodel?
Out-of-area owner planning a project in Tahoe? TR Tahoe provides owner’s representative and construction oversight services — real-time photo documentation, invoice review with broker oversight, weekly progress reports, and budget tracking against your contractor’s estimate.
- Real-time photo documentation
- Invoice tracking with broker oversight
- Weekly progress reports
- Budget tracking against contractor estimate
Seasonal Care, Handyman & Maintenance
TR Tahoe has served North Lake Tahoe since 1997. Pine needle clearing, defensible space, snow load monitoring, pipe freeze prevention, deck staining, fire prep — the work that keeps a Tahoe property in good shape and your insurance in force.
Considering Buying 7098 4th Ave, Tahoma, CA 96142?
I’m Tristan Roberts — a licensed Lake Tahoe Realtor (DRE #01259729, Coldwell Banker) and the founder of TR Tahoe Property Care. I represent buyers, and I bring both the brokerage and the property-care lens to every showing.
When you view this home with me, I’ll point out:
- What this property’s elevation (6225 ft) and Very High fire hazard zone mean for ongoing maintenance and insurance.
- How the Tahoma Mutual Water water source and Meeks Bay Fire Protection District district affect long-term costs.
- Issues common to 2005-era construction in Tahoma.
- STR (short-term rental) viability and county compliance for Tahoma.
Broker of Record: Coldwell Banker Realty — DRE #01259729 — 475 N Lake Blvd Unit 102, Tahoe City, CA 96145 (Cal. Bus. & Prof. Code §10140.6)
Equal Housing Opportunity. We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the nation.
Or text/call directly: (530) 448-1734 · tristan@cblaketahoe.com
Looking to buy, sell, or value this property?
Tristan Roberts is a licensed Coldwell Banker real estate broker with 27 years in North Lake Tahoe (DRE #01259729).
View sale history and market data at cblaketahoe.com →
This page is a property care and maintenance reference, not a real estate listing or appraisal.